Pregnancy is a time of excitement and anticipation, and in most cases, they progress without any significant complications. However, around 8% of the total pregnancy cases face difficulties which if left untreated, has the potential to harm the baby and the mother. Such complications can also occur due to underlying health issues of mothers.
On the other hand, if detected and treated early, such pregnancy complications can be avoided.
Common pregnancy complications and their solutions
- Hyperemesis Gravidarum
Morning sickness and nausea are widespread during pregnancy, but they are also the symptoms of hyperemesis gravidarum. Women with HG suffer from severe nausea and vomiting. This ultimately results in a loss of appetite and as a result loss of weight and dehydration. A significant difference between traditional morning sickness and HG is that due to the latter women can lose 5% or more weight compared to their pre-pregnancy weight.
Even though HG results in hospitalisation, it is not something to be worried about. Proper treatment and nutritious food can eliminate the chances of any fatality. Having one’s pregnancy covered in mediclaim is helpful in this case as it relaxes the burden of hospital bills.
- Gestational Diabetes
This particular type of diabetes occurs, especially during pregnancy, and it is one of the significant pregnancy complications that mothers face. A noteworthy risk of GDM is that the baby may grow bigger than normal, which may result in complications during delivery. In such cases, the baby’s shoulder gets stuck during normal delivery and doctors have to rely on C-section. This condition is known as macrosomia.
There are no visible symptoms of this problem. Doctors usually scan for GDM between 24th to 28th weeks of pregnancy. However, if the mother has diabetes or suffered from this same situation in her previous pregnancy, then the delivery is performed early. The best way to deal with this situation is a healthy diet and regular exercise. Maternity health insurance can be helpful here. It provides coverage for doctor’s fee and additional hospital expenses.
- Placenta Previa
The placenta provides required oxygen and nutrition to the baby. It is normally attached to the upper part of the uterus. However, in the case of placenta previa, it partially or fully covers the cervix. The primary symptoms of it are bleeding, which is not accompanied by cramps or pains. On the other hand, some women do not experience any symptoms.
Placenta previa cannot be prevented, but it can be managed through regular check-up. In case anyone has any fibroid, C-section or uterine surgeries, then it is essential to inform their respective doctor about this. Therefore, having health insurance that covers pregnancy is vital to ease the added financial burden due to such conditions during this time.
It is a condition that causes very high blood pressure and if not treated, can become life-threatening. Even mothers with no prior history of blood pressure suffer from this. Typically, preeclampsia occurs after 20 weeks of pregnancy.
The symptoms of preeclampsia include vision changes, severe headache, pain under ribs, etc. However, not everyone feels these symptoms right away, and it develops slowly. This condition can be prevented via a healthy diet, regular exercise and prenatal check-up. Medical insurance for pregnancy is vital under such a scenario as it offers reimbursement for doctor fees and pathological tests.
Apart from availing insurance, mothers can also opt for Pregnancy Complications Cover offered by leading insurance provider, Bajaj Finserv, for additional coverage. The NBFC offers such pregnancy insurance plans against a minimum annual premium and provides coverage of up to Rs.50,000.
Alongside a pregnancy complications cover and best insurance plan for pregnancy, individuals should also avail a policy to cover their daily expenses while hospitalised. For instance, a hospital cash cover offers this benefit of up to Rs.10,000 at an affordable premium.
Furthermore, expecting parents can opt for a water-borne disease cover to avail additional coverage against such diseases during this sensitive period.
Even though pregnancy complications are common, they are not always fatal. Regular check-up, a healthy lifestyle, and an insurance plan can help mothers to avoid such problems and keep their baby safe and healthy.